Welcome to Our Online Loan Referral Service

3.3 12 reviews

391 Forest Ave, Portland, ME 04101, USA
+1 (800) 696-8628
www.ucumaine.com
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4PM
Hours might differ
Tuesday
9AM–4PM

Domain Info

Created Date

2011-01-10

Mailing Address

Maine, United States

Company Name

University Credit Union

University Credit Union

Contact Data

Feedback about University Credit Union - Forest Avenue?

Here you grapple with the feedback of our customers.

It was a smooth experience and they were very accommodating.

Jeff Maggio

Yet I got a statement in the mail showing it was still open 04/2019.

Elnora Sporer

His New Credit Card arrived the day he left.

Bettie Farrell

They give me a paycheck

Mortimer Renner

This company hires unsafe workers.

Lonie Rath MD

Pay Attention

Above-defined info provides the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Portland, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Portland, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will University Credit Union - Forest Avenue help issue a loan in Portland, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Lenders in Portland, ny review this circumstance not an obstacle to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only cope with current issues, but enhance the credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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