Welcome to Our Online Loan Referral Service

4.9 12 reviews

155 Congress St, Rumford, ME 04276, USA
+1 (207) 364-7866
www.franklinsavings.bank
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–4PM
Saturday
8AM–12PM
Sunday
Closed
Monday
(Patriots' Day)
8AM–4PM
Hours might differ
Tuesday
8AM–4PM
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Above-specified info provides the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Rumford, Rhode Island

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Rumford, Rhode Island is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Franklin Savings Bank help issue a loan in Rumford, Rhode Island?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Rumford, ri will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Rumford, Maine

Laura Hiestand - Mortgage Loan Officer

89 Elm St, Camden, ME 04843, USA

+1 (207) 460-1342

www.tdbank.com

Winthrop Area Federal Credit Union

94 Highland Ave, Winthrop, ME 04364, USA

+1 (207) 377-2124

www.winthropcreditunion.org

Skowhegan Savings Bank

13 Elm St, Skowhegan, ME 04976, USA

+1 (207) 474-9511

www.skowhegan.com

Bangor Savings Bank

79 Central St, Millinocket, ME 04462, USA

+1 (207) 723-4788

www.bangor.com

TD Bank

34 School St, Rockland, ME 04841, USA

+1 (207) 596-6641

locations.td.com

Atlantic Federal Credit Union

870 Main St, Sanford, ME 04073, USA

+1 (207) 490-5060

www.atlanticfcu.com

Maine Highlands Federal Credit Union

955 W Main St, Dover-Foxcroft, ME 04426, USA

+1 (207) 564-8644

www.mhfcu.com

Lee Credit Now Atlantic Acceptance Corporation

169 Bar Harbor Rd, Trenton, ME 04605, USA

+1 (207) 667-2760

www.creditnow.com

Bank of America ATM

489 State St, Bangor, ME 04401, USA

+1 (800) 622-8731

locators.bankofamerica.com

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