Welcome to Our Online Loan Referral Service

3.6 10 reviews

94 Highland Ave, Winthrop, ME 04364, USA
+1 (207) 377-2124
www.winthropcreditunion.org
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–5PM
Hours might differ
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

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Feedback about Winthrop Area Federal Credit Union?

Here you get acquainted with the reviews of our customers.

Sky-scraper interest rate. When paying back a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Estrella Brekke

100% sleeky service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Mr. Chauncey Grady Sr.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Chanel DuBuque

I issued cash advance from Winthrop Area Federal Credit Union 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.

Ashlee Barton

Pay Attention

Above-specified info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Winthrop, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and fast to issue payday loans in Winthrop, New York. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Winthrop Area Federal Credit Union help issue a loan in Winthrop, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be credited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Winthrop, ny consider this circumstance not a drawback to take out a loan. The client of a loan should be ready to objectively assess financial capabilities, issue a loan, repay the debt on schedule and not only solve current issues, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Winthrop, Maine

TD Bank

10 Tibbetts Dr, Brunswick, ME 04011, USA

+1 (207) 721-8122

locations.td.com

KeyBank

111 Main St, Belfast, ME 04915, USA

+1 (207) 338-3220

www.key.com

Camden National Bank

20 Lily Bay Rd, Greenville, ME 04441, USA

+1 (207) 695-0778

www.camdennational.com

Northwestern Mutual Financial

80 Exchange St #6, Bangor, ME 04401, USA

+1 (207) 947-2777

www.northwesternmutual.com

People's United Bank

467 Congress St, Portland, ME 04101, USA

+1 (207) 828-3000

branches.peoples.com

Camden National Bank

52 Bath Rd, Wiscasset, ME 04578, USA

+1 (207) 882-7571

www.camdennational.com

Terry Lemay - Mortgage Loan Officer

1067 Union St, Bangor, ME 04401, USA

+1 (207) 200-1016

www.tdbank.com

Notre Dame Federal Credit Union

278 State St, Brewer, ME 04412, USA

+1 (207) 862-6500

www.notredamefcu.com

TD Bank

127 Long Sands Rd Suite 2, York, ME 03909, USA

+1 (207) 363-3990

locations.td.com

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