Welcome to Our Online Loan Referral Service

3 27 reviews

94 Silver St, Waterville, ME 04901, USA
+1 (207) 872-2771
newdimensionsfcu.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–5PM
Hours might differ
Tuesday
9AM–5PM

Domain Info

Created Date

2005-04-27

Mailing Address

Maine, United States

Company Name

PHD Consulting Inc.

PHD Consulting Inc.

Contact Data

What people think about New Dimensions Federal Credit Union?

Below you find some of the reviews of our clients.

Awesome service. Loan department is top notch. They always go out the way for all of our banking needs! Thank you!

Mr. Dewayne Cartwright Sr.

Awesome people❤ through out the company!!!

Mr. Marcelino Tillman

Time to look for a new place to do business with.

Tressa Blick

Important

The previous three items describe a precise financial institution. But below you can read general information about payday loans.

Payday Loans in Waterville, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans in Waterville, New York is are simple to access. The interest rate is individual for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

Other Payday Lenders in Waterville, Maine

Partners Bank

408 US-1, York, ME 03909, USA

+1 (888) 226-5747

www.partnersbankonline.com

KeyBank

774 Main St, Presque Isle, ME 04769, USA

+1 (207) 764-3151

www.key.com

Camden National Bank

156 Main St, Belfast, ME 04915, USA

+1 (207) 338-4650

www.camdennational.com

Camden National Bank

344 Main St, Calais, ME 04619, USA

+1 (207) 454-2123

www.camdennational.com

Key Bank ATM

31 Maine Ave, Gardiner, ME 04345, USA

www.keybank.com

Kennebec Savings Bank

226 Main St, Waterville, ME 04901, USA

+1 (207) 872-5563

www.kennebecsavings.bank

Bar Harbor Bank & Trust

82 Main St, Bar Harbor, ME 04609, USA

+1 (207) 288-3314

www.barharbor.bank

TD Bank

508 Wilson St, Brewer, ME 04412, USA

+1 (207) 989-7599

www.tdbank.com

KeyBank

40 Front St, Bath, ME 04530, USA

+1 (207) 443-5573

www.key.com

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