Welcome to Our Online Loan Referral Service

3.1 18 reviews

NE48, 700, 3557, Technology Square, Cambridge, MA 02139, USA
+1 (617) 253-2845
www.mitfcu.org
Thursday
8:30AM–4:30PM
Friday
8:30AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
8:30AM–4:30PM
Hours might differ
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM

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Feedback about MIT Federal Credit Union?

Here you get acquainted with the reviews of our customers.

High interest rate. When paying off a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Willa Mayert PhD

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Terrell Gulgowski

I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Kaycee Zulauf

No matter how much asked for a loan. Constantly refused. No idea why?

Jana Veum

I tried to borrow money from MIT Federal Credit Union. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Alexandrea Bechtelar

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Cambridge, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Cambridge, New York is taken out easily and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will MIT Federal Credit Union help take out a payday loan in Cambridge, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Cambridge, New York. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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Westfield Bank

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+1 (413) 540-0300

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Bank of New York

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Nantucket Bank

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Walmart Money Center

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Cambridge Savings Bank

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+1 (617) 398-5700

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Envision Bank

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