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Feedback about MIT Federal Credit Union?
Here you get acquainted with the reviews of our customers.
High interest rate. When paying off a debt, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.
Willa Mayert PhD
I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.
Terrell Gulgowski
I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Kaycee Zulauf
No matter how much asked for a loan. Constantly refused. No idea why?
Jana Veum
I tried to borrow money from MIT Federal Credit Union. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Alexandrea Bechtelar
Pay Attention
Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific aspects.
Payday Loans in Cambridge, New York
A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.
This financial product in Cambridge, New York is taken out easily and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.
APR
25% small loan cap
How will MIT Federal Credit Union help take out a payday loan in Cambridge, New York?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
Submit an application to recieve terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Cambridge, New York. The company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as APR.
APR Calculator
Other Payday Lenders in Cambridge, Massachusetts
Hanscom Federal Credit Union
Mount Auburn Hospital, 330 Mt Auburn St, Cambridge, MA 02138, USA
+1 (617) 499-5036
www.hfcu.org
Merrimack Valley Credit Union
350 Winthrop Ave, North Andover, MA 01845, USA
+1 (800) 356-0067
www.mvcu.com
Cambridge Savings Bank
181 Great Rd, Bedford, MA 01730, USA
+1 (617) 441-4206
www.cambridgesavings.com
St Mary's Credit Union
1 Northboro Rd E, Marlborough, MA 01752, USA
+1 (508) 490-8000
www.stmaryscu.org
Cambridge Savings Bank
1 Thompson Square, Charlestown, MA 02129, USA
+1 (617) 398-5700
www.cambridgesavings.com
Digital Federal Credit Union
350 John Fitch Hwy, Fitchburg, MA 01420, USA
+1 (800) 328-8797
www.dcu.org
Milford National Bank and Trust
146 S Main St, Milford, MA 01757, USA
+1 (508) 634-4110
www.milfordnationalonline.com
