MIT Federal Credit Union ATM Payday Loans Review

2 4 reviews

Organization owner?

# 10-182, 77 Massachusetts Ave, Cambridge, MA 02139, USA

+1 (617) 253-2845

www.mitfcu.org

Friday

9AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday
(Patriots' Day)

9AM–4:30PM

Hours might differ

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about MIT Federal Credit Union ATM?

Here you see the reviews of our customers.

High interest rate. When paying off a loan, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Citlalli Conroy

I issued payday loan from MIT Federal Credit Union ATM 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Dr. Kristofer Windler PhD

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Mrs. Elisha Reilly

I contacted MIT Federal Credit Union ATM 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Mabelle McClure

I took out cash advance from MIT Federal Credit Union ATM 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.

Jonas Becker

Pay Attention

Lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Cambridge, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Cambridge, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will MIT Federal Credit Union ATM help issue a payday loan in Cambridge, New York?

24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Microfinance organizations in Cambridge, ny review this circumstance not a drawback to issue a loan. The borrower of a loan should be ready to objectively assess financial solvency, take out a loan, pay back the debt on time and not only solve current problems, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

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Eastern Bank

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Bank of America ATM

5 Plaistow Rd, Haverhill, MA 01830, USA

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locators.bankofamerica.com