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What people think about Metro Credit Union?
Below you read some of the opinions of our clients.
Service and customer service has been horrible since the pandemic.
Rolando Johnston
Customer representatives were unable to answer questions.
Eula Bins I
I seriously could not be happier with my choice.
Uriah Wilderman PhD
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Chelsea, New York
Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Chelsea, New York is are simple to access. The APR is individual for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help individuals who have poor credit scores or have no credit history. But we remind you that as with any loan you should only think about applying for a payday loan if you are sure that you can afford payments without delays.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Chelsea, Massachusetts
Hanscom Federal Credit Union
202 Burlington Road MITRE, Building D, Bedford, MA 01730, USA
+1 (781) 698-2170
www.hfcu.org
East Cambridge Savings Bank
285 Highland Ave, Somerville, MA 02143, USA
+1 (617) 551-2470
www.ecsb.com
