Welcome to Our Online Loan Referral Service

2.4 54 reviews

200 Revere Beach Pkwy, Chelsea, MA 02150, USA
+1 (877) 696-3876
www.metrocu.org
Saturday
8:30AM–1PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–6PM
Friday
8:30AM–6PM

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What people think about Metro Credit Union?

Below you read some of the opinions of our clients.

Service and customer service has been horrible since the pandemic.

Rolando Johnston

Customer representatives were unable to answer questions.

Eula Bins I

I seriously could not be happier with my choice.

Uriah Wilderman PhD

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Chelsea, New York

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Chelsea, New York is are simple to access. The APR is individual for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can help individuals who have poor credit scores or have no credit history. But we remind you that as with any loan you should only think about applying for a payday loan if you are sure that you can afford payments without delays.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Chelsea, Massachusetts

Eastern Bank

1833 Massachusetts Ave, Lexington, MA 02420, USA

+1 (781) 238-4714

www.easternbank.com

HarborOne Bank

470 Washington St, Stoughton, MA 02072, USA

+1 (508) 895-1570

www.harborone.com

Camden National Bank

46 Church St, Braintree, MA 02184, USA

+1 (781) 380-7600

www.camdennational.com

Westfield Bank

350 Palmer Rd, Ware, MA 01082, USA

+1 (413) 598-3261

www.westfieldbank.com

Dean Bank

21 Main St, Franklin, MA 02038, USA

+1 (508) 528-0088

www.deanbank.com

Hanscom Federal Credit Union

25 Porter Rd, Littleton, MA 01460, USA

+1 (978) 540-3272

www.hfcu.org

Newburyport Bank

Crossroads Plaza, 6 Merrill St, Salisbury, MA 01952, USA

+1 (844) 639-3483

www.newburyportbank.com

RTN Federal Credit Union

350 Lowell St, Andover, MA 01810, USA

+1 (978) 470-6551

Metro Credit Union

1071 Massachusetts Ave, Boston, MA 02118, USA

+1 (877) 696-3876

www.metrocu.org

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