Welcome to Our Online Loan Referral Service

5 4 reviews

554 Wilbur Ave, Swansea, MA 02777, USA
+1 (508) 678-7641
www.baycoastbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

Domain Info

Created Date

2011-04-07

Mailing Address

MA, United States

Company Name

BayCoast Bank

BayCoast Bank

Contact Data

What people think about BayCoast Bank?

Below you get acquainted with some of the opinions of our customers.

I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it on time. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!

Prof. Dasia Bednar

The process was effortless, speedy. No paperwork needed. Thank you a lot. Love their 24/7 customer support. No complaints. Would use again.

Dr. Nils Stracke

They only ask for an ID to verify you. Last week I was broke and needed extra funds to survive. These guys saved me although I had a low credit score. Fast and safe application. Highly recommend!

Isaiah Heaney

Good lender with reasonable rates. They transferred within 3 hours, as I expected. I will use BayCoast Bank again if I need temporary help.

Brannon Wyman V

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Swansea, Massachusetts

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Swansea, Massachusetts is are simple to access. The APR is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other factors. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Swansea, Massachusetts

TD Bank

950 East St, Walpole, MA 02081, USA

+1 (508) 668-3800

locations.td.com

East Boston Savings Bank

Andrew Square, 501 Southampton St, South Boston, MA 02127, USA

+1 (800) 657-3272

www.ebsb.com

Milford National Bank & Trust

286 Hartford Ave, Bellingham, MA 02019, USA

Fidelity Bank

56 Common St, Barre, MA 01005, USA

+1 (877) 355-4693

www.fidelitybankonline.com

TIAA Financial Services

97 Mt Auburn St, Cambridge, MA 02138, USA

+1 (866) 842-2824

locations.tiaa.org

CFSC All Checks Cashed

282 Centre St, Jamaica Plain, MA 02130, USA

+1 (617) 983-3020

locations.cfsc.com

Sherman Loan Company-Pawn Shop & Jewelry

4 Freeman Square, Lynn, MA 01901, USA

+1 (781) 598-4567

shermanloancompany.com

Bridgewater Credit Union, A Division of Merrimack Valley Credit Union

213 Independence Ave, Quincy, MA 02169, USA

+1 (800) 897-0343

Walmart Money Center

677 Timpany Blvd, Gardner, MA 01440, USA

+1 (978) 630-3244

www.riamoneytransfer.com

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