Welcome to Our Online Loan Referral Service

4.7 3 reviews

81 Troy St, Fall River, MA 02721, USA
+1 (508) 678-7641
www.baycoastbank.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–4PM

Domain Info

Created Date

2011-04-07

Mailing Address

MA, United States

Company Name

BayCoast Bank

BayCoast Bank

Contact Data

Feedback about BayCoast Bank?

Here you get acquainted with the feedback of our customers.

They thought nothing of treating people who are grieving a loss like this!?!

Prof. Nadia Emmerich

My Mother was very satisfied with their services.

Dr. Madisyn Schuster V

Pay Attention

Above-specified info provides the details about a certain lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Fall River, Massachusetts

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Fall River, Massachusetts is issued easily and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

23% small loan cap

How will BayCoast Bank help issue a loan in Fall River, Massachusetts?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Fall River, ma will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Fall River, Massachusetts

Berkshire Bank

993 Grafton St, Worcester, MA 01604, USA

+1 (508) 797-6954

www.berkshirebank.com

First Federal Bank

1519 Newman Ave, Seekonk, MA 02771, USA

+1 (508) 761-5893

first-fedbanking.com

Greenfield Cooperative Bank

176 Avenue A, Turners Falls, MA 01376, USA

+1 (413) 512-5012

www.greenfieldcoopbank.com

St James Check Cashing

800 State St, Springfield, MA 01109, USA

+1 (413) 733-8321

www.stjameschecking.com

Arrha Credit Union

63 Park Ave, West Springfield, MA 01089, USA

+1 (413) 562-4092

www.arrhacu.com

Merrimack Valley Credit Union

2 Water St, Haverhill, MA 01830, USA

+1 (800) 356-0067

www.mvcu.com

BankFive

1501 S Main St, Fall River, MA 02724, USA

+1 (774) 888-6260

www.bankfive.com

Diann M May | Fairway Independent Mortgage Corporation Loan Officer

40R Merrimac St Suite 301, Newburyport, MA 01950, USA

+1 (978) 499-4818

CFSC All Checks Cashed

62 Market Square, Lynn, MA 01905, USA

+1 (781) 592-3500

locations.cfsc.com

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