Welcome to Our Online Loan Referral Service

3.4 5 reviews

800 State St, Springfield, MA 01109, USA
7 years in business
+1 (413) 733-8321
www.stjameschecking.com
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
8AM–7PM

Domain Info

Created Date

2013-03-13

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

stjameschecking.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

What people think about St James Check Cashing?

Below you see some of the reviews of our clients.

I've emailed him on at nights and he always responded the same exact night!

Hildegard Christiansen

I highly recommend his service!

Alice Cassin

John and his staff always got back to me (by email) in a timely manner.

Ezekiel Grant

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Springfield, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get approved for payday loans in Springfield, Massachusetts. The APR will be set specifically for each person and will depend on the personal data the applicant entered.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get approved for payday loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments without delays.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

APR Calculator

Other Payday Lenders in Springfield, Massachusetts

Middlesex Savings Bank

50 Chestnut St, Needham, MA 02492, USA

+1 (781) 455-0320

www.middlesexbank.com

Diann M May | Fairway Independent Mortgage Corporation Loan Officer

40R Merrimac St Suite 301, Newburyport, MA 01950, USA

+1 (978) 499-4818

Newburyport Bank

21 Storey Ave, Newburyport, MA 01950, USA

+1 (844) 639-3483

www.newburyportbank.com

Quincy Credit Union

519 Columbian St, Weymouth, MA 02190, USA

+1 (781) 340-7117

www.qcu.org

Jeffrey Woerdeman - Ameriprise Financial Services, Inc.

110 State Rd Ste 2, Sagamore Beach, MA 02562, USA

+1 (508) 833-1359

East West Bank

219 Quincy Ave, Quincy, MA 02169, USA

+1 (617) 328-8818

www.eastwestbank.com

Loan USA

1216 Main St, Springfield, MA 01103, USA

+1 (413) 746-2274

www.loanusa.com

Walmart Money Center

506 State Rd, North Dartmouth, MA 02747, USA

+1 (508) 984-7771

www.walmart.com

Dean Bank

411 Pulaski Blvd, Bellingham, MA 02019, USA

+1 (508) 883-2000

www.deanbank.com

Top