Welcome to Our Online Loan Referral Service

2.9 30 reviews

229 Parker St, Gardner, MA 01440, USA
+1 (978) 632-2542
gfafcu.com
Wednesday
9AM–4PM
Thursday
9AM–6PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1997-07-23

Mailing Address

Massachusetts, United States

Company Name

GFA Federal Credit Union

GFA Federal Credit Union

Contact Data

Feedback about GFA Federal Credit Union?

Here you read the feedback of our clients.

I do most of my banking with GFA, good rates, low fees, nice people.

Kaylah Shanahan

They denied me a small auto loan?

Miss Nova Swaniawski I

Awesome people and awesome service.

Ona Kilback

I don't mean the fun flavors and whipped-cream-covered delicious atrocities.

Dawson Thompson

Seriously, this place's table and seats are so uncomfortable and old looking.

Cyrus Swift

This Starbucks... is probably the best Starbucks location I have ever been to.

Ressie McGlynn

Pay Attention

Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Gardner, Massachusetts

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Problem-free financial products are considered as payday loans in Gardner, ma. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

23% small loan cap

How will GFA Federal Credit Union help take out a payday loan in Gardner, Massachusetts?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a loan. The lending company review many aspects such as financial capabilities to approve the request. Cash advance in Gardner, Massachusetts may help level up your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

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