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Loan agency in Methuen, Massachusetts

232 Pleasant St, Methuen, MA 01844, USA
+1 (800) 773-5601
www.berkshirebank.com
Friday
8AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1996-10-07

Mailing Address

24 NORTH ST, PITTSFIELD, MA, 01201-5106, United States

Company Name

Berkshire Bank

Berkshire Bank

Contact Data

[email protected]

+1.4134435601

+1.231231234

Feedback about Berkshire Bank Home Lending?

Here you read the reviews of our customers.

A good place to get security services and i hurd that there great to work for.

Cleora Kirlin PhD

The Head office is out of touch with its employees and it is poorly managed.

Cara Murphy

I work here so views are jaded lol but product and prices are good

Jarrett Terry

Great service, quality food

Destinee Runolfsson

Yes, this place is small, but they're still organized and helpful.

Kenna Fay

She gave me good tips for next year too.

Anya Reichert

I recommend him to all my friends and family

Kailyn Swift Sr.

Rep was patient and great at explaining what I needed to know.

Dr. Cristina Durgan

Pay Attention

Lending companies are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Methuen, Massachusetts

Payday loans are a type of loans issued by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Methuen, Massachusetts is taken out simply and fast. The interest rate is set considering the category of the client: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

23% small loan cap

How will Berkshire Bank Home Lending help take out a loan in Methuen, Massachusetts?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Methuen, Massachusetts. They estmate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Methuen, Massachusetts

East Cambridge Savings Bank ATM

534 Medford St, Somerville, MA 02145, USA

+1 (866) 354-3272

www.ecsb.com

Berkshire Bank

5 E Main St, Westborough, MA 01581, USA

+1 (508) 616-4403

www.berkshirebank.com

Eastern Bank ATM

13 Main St, Saugus, MA 01906, USA

+1 (800) 327-8376

www.easternbank.com

Milford National Bank & Trust

286 Hartford Ave, Bellingham, MA 02019, USA

Eastern Bank

1833 Massachusetts Ave, Lexington, MA 02420, USA

+1 (781) 238-4714

www.easternbank.com

Bay Equity Home Loans

2040 Boston Rd, Wilbraham, MA 01095, USA

+1 (781) 249-4327

www.bayequityhomeloans.com

St James Check Cashing

800 State St, Springfield, MA 01109, USA

+1 (413) 733-8321

www.stjameschecking.com

Middlesex Savings Bank

495 Main St, Medfield, MA 02052, USA

+1 (508) 359-6410

www.middlesexbank.com

North Easton Savings Bank

71 Copeland Dr, Mansfield, MA 02048, USA

+1 (508) 238-2007

www.northeastonsavingsbank.com

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