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What people think about Quincy Credit Union?
Below you read some of the testimonials of our clients.
Great customer service, amazing rates on loans...welcoming atmosphere
Mr. Dimitri Kerluke
After waiting on the phone for almost an hour (48 minutes and 53 seconds...
Abbey Wisoky
Best retail banking experience I've ever encountered.
Prof. Pat Wyman
Important
The previous three items describe a precise lending service. But below you can find common information about payday loans.
Payday Loans in Quincy, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Quincy, Massachusetts is are easy to get. The interest rate is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
23% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and repay your loan commitments punctually.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Quincy, Massachusetts
Tewksbury Federal Credit Union
752 Main St, Tewksbury, MA 01876, USA
+1 (978) 851-9750
tewksburyfcu.com
Fidelity Bank
1 School Square, Winchendon, MA 01475, USA
+1 (978) 297-2447
www.fidelitybankonline.com
Needham Bank Jack McGeorge Operations Center
214 Garden St, Needham, MA 02492, USA
+1 (781) 444-2100
www.needhambank.com
Middlesex Savings Bank
7 Digital Way, Maynard, MA 01754, USA
+1 (978) 897-3232
www.middlesexbank.com
The Cooperative Bank
40 Belgrade Ave, Roslindale, MA 02131, USA
+1 (617) 325-2900
thecooperativebank.com
Middlesex Savings Bank
162 Cordaville Rd, Southborough, MA 01772, USA
+1 (508) 460-7036
www.middlesexbank.com
