Welcome to Our Online Loan Referral Service

4.2 6 reviews

213 Independence Ave, Quincy, MA 02169, USA
+1 (800) 897-0343
Friday
8:30AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–6PM

Feedback about Bridgewater Credit Union, A Division of Merrimack Valley Credit Union?

Here you read the feedback of our clients.

This location offers a spacious parking lot with convenient drive thru.

Karolann Effertz

Smaller banking institution but very much perso al in their care of customers.

Odie Jerde I

Awesome experience visiting Bridgewater, Thank You , Bill Merola !!!

Theresa Lemke DDS

Pay Attention

Lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Quincy, Massachusetts

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to take out payday loans in Quincy, Massachusetts. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

23% small loan cap

How will Bridgewater Credit Union, A Division of Merrimack Valley Credit Union help issue a loan in Quincy, Massachusetts?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Quincy, ma will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Quincy, Massachusetts

Fidelity Bank

56 Common St, Barre, MA 01005, USA

+1 (877) 355-4693

www.fidelitybankonline.com

Dean Bank

8 Main St, Blackstone, MA 01504, USA

+1 (508) 883-2122

www.deanbank.com

Mx Marketing Services Inc

700 Main St, Worcester, MA 01610, USA

+1 (508) 767-2564

Berkshire Bank

413 Washington St, Brighton, MA 02135, USA

+1 (617) 783-5214

www.berkshirebank.com

Stoneham me Federal Credit Union

40 Pine St, Stoneham, MA 02180, USA

+1 (781) 438-3959

smefcu.org

Main Street Bank

489 Main St, Groton, MA 01450, USA

+1 (978) 732-1000

www.bankmainstreet.com

Recreational Dimensions

107 Brimbal Avenue Second, Floor Suite 2, Beverly, MA 01915, USA

+1 (978) 927-3436

recreationalfinance.net

Digital Federal Credit Union

350 John Fitch Hwy, Fitchburg, MA 01420, USA

+1 (800) 328-8797

www.dcu.org

Main Street Bank

95 Front St, Shirley, MA 01464, USA

+1 (978) 425-6140

www.bankmainstreet.com

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