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3 Broadway, Salem, MA 01970, USA
+1 (978) 686-5500
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
(Easter)
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM

What people think about Salem Co Operative Bank?

Below you see some of the testimonials of our clients.

Had a very good experience

Dr. Arjun Batz

I asked if there was a corporate office and he hung up!

Madeline McCullough

Will definitely recommend it to family and friends.

Randi Brakus

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about common information about payday loans.

Payday Loans in Salem, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Salem, New York is are easy to get. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments on scheduled.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Salem, Massachusetts

Needham Bank

857 Main St, Millis, MA 02054, USA

+1 (508) 376-8759

www.needhambank.com

Naveo Credit Union

251 Hampshire St, Cambridge, MA 02139, USA

+1 (617) 492-1549

www.naveo.org

Evolve Bank & Trust Home Loan Center

135 Beaver St #203, Waltham, MA 02452, USA

+1 (901) 334-0975

www.getevolved.com

Westfield Bank

1650 Northampton St, Holyoke, MA 01040, USA

+1 (413) 540-0300

www.westfieldbank.com

First Federal Bank

1519 Newman Ave, Seekonk, MA 02771, USA

+1 (508) 761-5893

first-fedbanking.com

Fidelity Bank

1 School Square, Winchendon, MA 01475, USA

+1 (978) 297-2447

www.fidelitybankonline.com

Central Square Check Cashing

230 Meridian St, East Boston, MA 02128, USA

+1 (617) 561-4863

Enterprise Bank

290 Merrimack St, Lawrence, MA 01843, USA

+1 (978) 596-2281

www.enterprisebanking.com

Country Bank

75 Main St, Ware, MA 01082, USA

+1 (800) 322-8233

www.countrybank.com

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