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3 Broadway, Salem, MA 01970, USA
+1 (978) 686-5500
Wednesday
10AM–7PM
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–7PM
Sunday
(Easter)
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM

What people think about Salem Co Operative Bank?

Below you see some of the testimonials of our clients.

Had a very good experience

Dr. Arjun Batz

I asked if there was a corporate office and he hung up!

Madeline McCullough

Will definitely recommend it to family and friends.

Randi Brakus

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about common information about payday loans.

Payday Loans in Salem, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Salem, New York is are easy to get. The APR is specific for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments on scheduled.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Salem, Massachusetts

Main Street Bank

220 Great Rd, Littleton, MA 01460, USA

+1 (978) 486-8777

www.bankmainstreet.com

Middlesex Savings Bank

279 Main St, Acton, MA 01720, USA

+1 (978) 263-7751

www.middlesexbank.com

Alltown Check Cashing

34 School St, Quincy, MA 02169, USA

+1 (617) 984-0009

alltowncheckcashing.com

HarborOne Bank

64 Broad St, Boston, MA 02109, USA

+1 (617) 226-3710

www.harborone.com

Bridgewater Credit Union, A Division of Merrimack Valley Credit Union

41 Fairhaven Commons Way, Fairhaven, MA 02719, USA

+1 (800) 897-0343

East West Bank

219 Quincy Ave, Quincy, MA 02169, USA

+1 (617) 328-8818

www.eastwestbank.com

Align Credit Union

20 Cushing Ave, Haverhill, MA 01830, USA

+1 (800) 942-9575

www.aligncu.com

Berkshire Bank

116 Chelmsford St, Chelmsford, MA 01824, USA

+1 (978) 256-3333

www.berkshirebank.com

Eastern Bank

203 Littleton Rd, Westford, MA 01886, USA

+1 (978) 446-9207

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