Welcome to Our Online Loan Referral Service

5 7 reviews

204 2nd Ave, Waltham, MA 02451, USA
+1 (617) 655-6420
Thursday
10AM–9:30PM
Friday
10AM–9:30PM
Saturday
10AM–9:30PM
Sunday
11AM–7PM
Monday
10AM–9:30PM
Tuesday
10AM–9:30PM
Wednesday
10AM–9:30PM

Feedback about Bay Equity Home Loans - Waltham, MA?

Here you see the reviews of our customers.

Both were excellent at quickly turning around any requests.

Alvis Grant

Really good work, very professional.

Eliza Reichel III

Everyone that we interacted with from their office was very professional.

Icie Upton

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Waltham, Massachusetts

Payday loans are a type of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Waltham, Massachusetts are taken out problem-free. The interest rate is conditional on the client's personal data: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

23% small loan cap

How will Bay Equity Home Loans - Waltham, MA help issue a loan in Waltham, Massachusetts?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Waltham, Massachusetts. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Waltham, Massachusetts

North Easton Savings Bank

125 Robert F Toner Blvd, North Attleborough, MA 02763, USA

+1 (508) 238-2007

www.northeastonsavingsbank.com

Berkshire Bank

1059 Main St, Holden, MA 01520, USA

+1 (508) 829-0093

www.berkshirebank.com

Loan USA

1216 Main St, Springfield, MA 01103, USA

+1 (413) 746-2274

www.loanusa.com

JKE Financial

301 Edgewater Pl, Wakefield, MA 01880, USA

+1 (877) 977-4161

www.jkefinancial.com

St Mary's Credit Union

100 W Main St, Northborough, MA 01532, USA

+1 (508) 490-8000

www.stmaryscu.org

Bridgewater Credit Union, A Division of Merrimack Valley Credit Union

213 Independence Ave, Quincy, MA 02169, USA

+1 (800) 897-0343

Westfield Bank

350 Palmer Rd, Ware, MA 01082, USA

+1 (413) 598-3261

www.westfieldbank.com

Dean Bank

411 Pulaski Blvd, Bellingham, MA 02019, USA

+1 (508) 883-2000

www.deanbank.com

North Easton Savings Bank

71 Copeland Dr, Mansfield, MA 02048, USA

+1 (508) 238-2007

www.northeastonsavingsbank.com

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