Domain Info
Created Date
2013-01-31
Mailing Address
40 MARKET ST, LOWELL, MA, 01852-1806, United States
Company Name
Align Credit Union
Align Credit Union
Feedback about Align Credit Union?
Here you grapple with the feedback of our customers.
For 6 months I have not been able to make the resource to transfer the information about the paying off of the loan for 2019.
Bobbie Reichel I
I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Winston Kessler
I contacted Align Credit Union 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?
Vincenza Stracke I
Pay Attention
The first three points show the certain lender. In other turn, below-specified info makes readers grapple with general information about payday loans.
Payday Loans in Wilmington, New York
A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.
It is easy and quick to issue loans in Wilmington, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.
APR
25% small loan cap
How will Align Credit Union help issue a loan in Wilmington, New York?
- Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill in an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
- Fast and high approval percentage. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.
What data to fill in in the application? - General Info
To leave an application, every client should fill out the following data:
Then you have to submit an application and get a decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Wilmington, ny will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
