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3.7 6 reviews

72890 North Ave, Armada, MI 48005, USA
+1 (586) 784-4200

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Feedback about ChoiceOne Bank?

Here you see the reviews of our clients.

They are a friendly and compassionate group of people.

Ruth Satterfield

Small town bank with excellent customer service.

Prof. Ronaldo Wintheiser III

Keep your money someplace else!

Delaney Wehner

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Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Armada, Michigan

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Armada, Michigan is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.


369% APR*

Max Loan


Min Term

Not Specified

Max Term

31 days

How will ChoiceOne Bank help issue a loan in Armada, Michigan?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Armada, mi review this circumstance not a hindrence to issue a loan. The borrower of a loan should be prepared to objectively assess financial solvency, issue a loan, pay off the debt on time and not only solve current issues, but enhance the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

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Edward Jones - Financial Advisor: Brett A King

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Huntington Bank

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Huntington Bank

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GreenStone Farm Credit Services

455 Lake Nepessing Rd, Lapeer, MI 48446, USA

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First State Bank

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+1 (586) 775-5000


Huntington Bank

160 S River Rd, Saginaw, MI 48609, USA

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Union Bank

202 E Main St, Westphalia, MI 48894, USA

+1 (989) 587-5400