Welcome to Our Online Loan Referral Service

4.1 14 reviews

790 Michigan Ave, Baldwin, MI 49304, USA
+1 (231) 745-4601
www.losb.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM

Domain Info

Created Date

1998-02-11

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MI, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Lake-Osceola State Bank?

Here you grapple with the reviews of our clients.

Great People- Great bank!

Lynn Gaylord

I would give 10 ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ stars Thank you for everything Jenny

Kamron Morissette

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Baldwin, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Baldwin, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will Lake-Osceola State Bank help issue a loan in Baldwin, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Baldwin, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Baldwin, Michigan

Edward Jones - Financial Advisor: Jason T Smith

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+1 (810) 648-0280

www.edwardjones.com

First National Bank of Michigan

1 W 8th St, Holland, MI 49423, USA

+1 (616) 251-1200

www.fnbmichigan.com

PNC Bank

28841 John R Rd, Madison Heights, MI 48071, USA

+1 (248) 691-3936

apps.pnc.com

Cricket Financial Service

32895 Schoenherr Rd, Warren, MI 48088, USA

+1 (586) 698-3010

Members First Credit Union

600 W Wackerly St, Midland, MI 48640, USA

+1 (855) 835-6328

www.mfcu.net

PNC Bank

201 S Main St, Frankenmuth, MI 48734, USA

+1 (989) 797-9010

apps.pnc.com

Edward Jones - Financial Advisor: Travis Smith

110 S University Ave, Mt Pleasant, MI 48858, USA

+1 (989) 772-2427

www.edwardjones.com

West Michigan Credit Union

4795 S 220th Ave, Reed City, MI 49677, USA

+1 (800) 442-4576

westmichigancu.com

Citizens Bank

7670 Highland Rd, Waterford Twp, MI 48327, USA

+1 (248) 666-2433

locations.citizensbank.com

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