Welcome to Our Online Loan Referral Service

2.9 12 reviews

4129 N Euclid Ave, Bay City, MI 48706, USA
+1 (989) 799-9801
www.wanigas.com
Monday
9AM–5PM
Tuesday
10:15AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1999-11-22

Mailing Address

Company Name

Contact Data

Feedback about Wanigas Credit Union?

Here you read the reviews of our clients.

Cant beat their interest rates

Giovanny Reichel

Marci was absolutely wonderful.

Ramona Toy

Pay Attention

Lenders are shown in the first three points. Below info shows shared information about payday loans.

Payday Loans in Bay City, Michigan

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Bay City, Michigan is issued easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Wanigas Credit Union help issue a loan in Bay City, Michigan?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Bay City, Michigan. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Bay City, Michigan

Level One Bank Ann Arbor Michigan

3930 S State St, Ann Arbor, MI 48104, USA

+1 (734) 418-9995

www.levelonebank.com

Community Financial

12483 State St, Atlanta, MI 49709, USA

+1 (877) 937-2328

www.cfcu.org

ChoiceOne Loan Office

12900 Hall Rd Ste 402, Sterling Heights, MI 48313, USA

www.choiceone.com

Lakes Community Credit Union, a part of Birmingham Bloomfield Credit Union

350 N Park Blvd, Lake Orion, MI 48362, USA

+1 (248) 814-4000

www.lakescommunitycu.org

Edward Jones - Financial Advisor: Zaccari R Bell

8724 Ferry St, Montague, MI 49437, USA

+1 (231) 981-5435

www.edwardjones.com

Edward Jones - Financial Advisor: James M Reslock, AAMS®

890 10th St N Suite 205, Kalamazoo, MI 49009, USA

+1 (269) 375-4520

www.edwardjones.com

Carleton Cash Express

1120 Monroe St, Carleton, MI 48117, USA

+1 (734) 654-2382

Instant Cash Advance

216 N State St, Oscoda, MI 48750, USA

+1 (989) 739-7081

www.instantcashadvancecorp.com

KeyBank

8031 Summerfield Rd, Lambertville, MI 48144, USA

+1 (734) 856-6745

www.key.com

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