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5 24 reviews
Loan agency in Bay City, Michigan

3970 Wilder Rd Suite C, Bay City, MI 48706, USA
+1 (989) 667-5740
www.advanceamerica.net
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you see the feedback of our customers.

Friendly, courteous service. If you need a payday loan this is the place!

Clarabelle O'Hara

Several times I’ve needed a payday loan, that was quick and convenient. This is the place! Friendly staff and they even stayed open a bit later for me, one day when I was …

Llewellyn Aufderhar

Staff super friendly, knows the best options.

Ms. Elda Cormier

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Bay City, Michigan

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Bay City, Michigan is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates a client will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a loan in Bay City, Michigan?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Bay City, mi review this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay back the debt on time and not only resolve current difficulties, but improve the credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Bay City, Michigan

Chemical Bank

209 N Paw Paw St, Coloma, MI 49038, USA

+1 (269) 468-3170

First Community Bank

115 E Lake St, Harbor Springs, MI 49740, USA

+1 (231) 526-2747

www.firstcb.com

MI Home Loan Team with Supreme Lending

6540 Millennium Dr #180, Lansing, MI 48917, USA

+1 (517) 321-2300

www.shellystarr.supremelending.com

Kroger Money Services

35000 23 Mile Rd, New Baltimore, MI 48047, USA

+1 (586) 725-5660

moneyservices.kroger.com

First National Bank-St Ignace

132 N State St # 1, St Ignace, MI 49781, USA

+1 (906) 643-6800

www.fnbsi.com

Advance America

1655 E Apple Ave, Muskegon, MI 49442, USA

+1 (231) 773-8593

www.advanceamerica.net

Citizens Bank

2225 18 Mile Rd, Sterling Heights, MI 48314, USA

+1 (586) 739-2200

locations.citizensbank.com

ChoiceOne Bank

1120 S Beacon Blvd, Grand Haven, MI 49417, USA

+1 (616) 844-5600

www.choiceone.com

First National Bank & Trust- Menominee

3805 10th St, Menominee, MI 49858, USA

+1 (906) 863-7861

www.fnbimk.com

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