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Feedback about United Bay Community Credit Union?
Here you get acquainted with the feedback of our customers.
Very professional and some of the friendliest service I've ever seen.
Dr. Dangelo Rodriguez Sr.
Wonderful People who work there!!!
Justen Deckow
But I talked to a manager and got it figured out.
Ayana Simonis
Pay Attention
Above-shown info offers the details about a definite lending company. Below-specified info is devoted to common information about payday loans.
Payday Loans in Bay City, Michigan
Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
Payday loans in Bay City, Michigan are taken out hassle-free. The interest rate is dependent on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.
APR
369% APR*
Max Loan
600
Min Term
Not Specified
Max Term
31 days
How will United Bay Community Credit Union help issue a loan in Bay City, Michigan?
- Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should enter the following data:
Then you have to submit an application and recieve an offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Bay City, Michigan. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Bay City, Michigan
Check `n Go
26041 Hoover Rd Suite A116, Warren, MI 48089, USA
+1 (586) 755-7399
locations.checkngo.com
Huntington Bank
6065 Lake Michigan Dr, Allendale, MI 49401, USA
+1 (616) 895-6661
www.huntington.com
Kroger Money Services
10951 Highland Rd, White Lake, MI 48386, USA
+1 (248) 779-6470
moneyservices.kroger.com
Oxford Bank (Main Branch)
60 S Washington St, Oxford, MI 48371, USA
+1 (248) 628-2533
www.oxfordbank.com
Mercantile Bank of Michigan
219 E Center St, Ithaca, MI 48847, USA
+1 (989) 875-4107
www.mercbank.com
Lake Michigan Credit Union
675 68th St SW, Byron Center, MI 49315, USA
+1 (800) 242-9790
www.lmcu.org
