Welcome to Our Online Loan Referral Service

4.1 17 reviews

1309 N Lincoln St, Bay City, MI 48708, USA
+1 (989) 892-4597
www.ubccu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about United Bay Community Credit Union?

Here you get acquainted with the feedback of our customers.

Very professional and some of the friendliest service I've ever seen.

Dr. Dangelo Rodriguez Sr.

Wonderful People who work there!!!

Justen Deckow

But I talked to a manager and got it figured out.

Ayana Simonis

Pay Attention

Above-shown info offers the details about a definite lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Bay City, Michigan

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Bay City, Michigan are taken out hassle-free. The interest rate is dependent on the client's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will United Bay Community Credit Union help issue a loan in Bay City, Michigan?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Bay City, Michigan. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bay City, Michigan

ATM (Huntington National Bank)

6065 Lake Michigan Dr, Allendale, MI 49401, USA

www.huntington.com

Advance America

26038 Greenfield Rd, Oak Park, MI 48237, USA

+1 (248) 968-1326

www.advanceamerica.net

Huntington Bank ATM

Dundee, MI 48131, USA

www.huntington.com

New Center Check Cashing

7400 Woodward Ave, Detroit, MI 48202, USA

Selfreliance Federal Credit Union

7345 Orchard Lake Rd, West Bloomfield Township, MI 48322, USA

+1 (248) 487-0330

www.selfreliance.com

Independent Bank

6241 Main St, Cass City, MI 48726, USA

+1 (989) 872-2105

www.independentbank.com

First Merchants Bank

9007 Lewis Ave, Temperance, MI 48182, USA

+1 (734) 847-3815

www.firstmerchants.com

Advance America

828 E Eleven Mile Rd, Royal Oak, MI 48067, USA

+1 (248) 414-4269

www.advanceamerica.net

Edward Jones - Financial Advisor: Jim Zawacki

127 Herrick Park Dr, Tecumseh, MI 49286, USA

+1 (517) 423-3292

www.edwardjones.com

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