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2.7 14 reviews
Loan agency in Berrien County, Michigan

1046 E Napier Ave, Benton Harbor, MI 49022, USA
+1 (269) 925-7526
www.onemainfinancial.com
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you read the reviews of our customers.

Process easy, people extremely polite like Mr Kirby.

Enola Balistreri

I called Marilynn to get my payoff amount so I could just wash my hands of this.

Gladyce Rippin

Wanda should be fired from there.

Mr. Eino Kuhn DDS

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Benton Harbor, Michigan

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Benton Harbor, Michigan is taken out simply and fast. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will OneMain Financial help issue a payday loan in Benton Harbor, Michigan?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Benton Harbor, Michigan. They rate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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TCF Bank

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Check `n Go

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locations.checkngo.com

ELGA Credit Union Flushing

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+1 (810) 715-3542

www.elgacu.com

4Front Credit Union

304 S Williams St, Mancelona, MI 49659, USA

+1 (800) 765-0110

www.4frontcu.com

Check `n Go

1961 E 8 Mile Rd, Warren, MI 48091, USA

+1 (586) 756-0161

locations.checkngo.com

Independent Bank

5 3rd St, Sand Lake, MI 49343, USA

+1 (616) 636-8881

www.independentbank.com

Cash Store

1833 Marketplace Dr SE, Caledonia, MI 49316, USA

+1 (616) 698-9441

www.cashstore.com

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