Welcome to Our Online Loan Referral Service

Loan agency in Wyoming, Michigan

740 32nd St SE, Grand Rapids, MI 49548, USA
+1 (616) 284-2662

Feedback about Southwood Lending?

Here you get acquainted with the feedback of our customers.

I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Domenica Morissette

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Southwood Lending in Grand Rapids seemed to me the most convenient.

Prof. Rodrick Haley

The money are transferred to my card. I cover obligations through my personal account. The payment is convenient and quick. Pay on time and there will be no issues.

Prof. Werner Crona PhD

Only an ID is needed to submit an application. Was on a working trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Oscar Mueller

I often issue a loan to a card in Southwood Lending. It is very efficient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the nuances.

Jerry Murphy V

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with shared information about payday loans.

Payday Loans in Grand Rapids, Ohio

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to take out payday loans in Grand Rapids, Ohio. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Southwood Lending help issue a payday loan in Grand Rapids, Ohio?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in Grand Rapids, Ohio. They estmate many other factors before taking out a cash advance. One of them is solvency. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

Other Payday Lenders in Grand Rapids, Michigan

University of Michigan Credit Union

1149 E Bristol Rd, Burton, MI 48529, USA

+1 (800) 968-8628

www.umcu.org

Advanced Hydrovac Inc

13328 White Creek Ave NE, Cedar Springs, MI 49319, USA

+1 (616) 813-1388

www.advancedhydrovacinc.com

Check `n Go

10816 Belleville Rd, Belleville, MI 48111, USA

+1 (734) 697-6328

locations.checkngo.com

Advia Credit Union

8224 N 32nd St, Richland, MI 49083, USA

+1 (844) 238-4228

www.adviacu.org

Frankenmuth Credit Union Main Branch

580 N Main St, Frankenmuth, MI 48734, USA

+1 (989) 497-1600

www.frankenmuthcu.org

Honor Credit Union - Negaunee

490 US-41, Negaunee, MI 49866, USA

+1 (906) 475-4149

www.honorcu.com

ATM (Fifth Third Bank)

710 Seminole Rd, Norton Shores, MI 49441, USA

locations.53.com

Isabella Community Credit Union

2400 S Isabella Rd, Mt Pleasant, MI 48858, USA

+1 (866) 773-5927

www.iccuonline.com

Huntington Bank

64961 Van Dyke Ave, Washington, MI 48095, USA

+1 (586) 752-9628

www.huntington.com

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