Welcome to Our Online Loan Referral Service

5 reviews

4737 Cascade Rd SE, Grand Rapids, MI 49546, USA
+1 (616) 406-4000
www.mercbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1999-07-10

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Mercantile Bank of Michigan?

Below you get acquainted with some of the opinions of our customers.

Mercantile Bank of Michigan seems nice. They rescued me twice. The first payday loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan on schedule. The managers were professional, they gave fast answers to all my questions. No delays. But their rates are not the lowest on the net.

Albert Botsford

I asked Mercantile Bank of Michigan for a little support. Everything was done very fast. Had the funds in my account the same morning. Employees are very professional. Pleasant experience!

Dr. Michel O'Conner

Mercantile Bank of Michigan seems reliable. At least they charge no hidden fees. This was the only company that approved me for a payday loan.

Nolan Terry

Mercantile Bank of Michigan rescued me in a hopeless time. They approved me for a payday loan although I had credit problems. The process was easy and quick. I like their professional customer support service and affordable rates. I will definitely recommend this online lender to my relatives and friends.

Carlie Zboncak

They approve applicants instantly and transfer money the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Willa Cummerata

Pay Attention

The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.

Payday Loans in Grand Rapids, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in Grand Rapids, Ohio is are easy to access. The interest rate is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the payday loan even before applying.

APR Calculator

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