Welcome to Our Online Loan Referral Service

4.1 217 reviews

3333 Deposit Dr NE, Grand Rapids, MI 49546, USA
+1 (888) 672-5626
northpointe.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1996-10-10

Mailing Address

Michigan, United States

Company Name

Northpointe Bank

Northpointe Bank

Contact Data

Feedback about Northpointe Bank?

Here you read the feedback of our clients.

Mike Gallegos was the best loan officer I have dealt with, great experience

Lillian Mann

… with Jason and Mattie for over 3 years now. I couldn't recommend more helpful people to work with, especially if you know nothing about the loan process like I do!

Hilda Ondricka

… it was to work with Farshad. one of the greatest guys I've ever worked with on securing a loan, and by far the quickest approval on top of a great rate. Thanks again

Tressie Gorczany

Great place, service, and help for finding quick work

Dr. Elta Hansen DVM

The staff are really hands on and will work with you every step of the way.!

Chelsie Lehner

I hope they get ruined screwing people over like they do.

Dora Heaney

Pay Attention

Above-specified info offers the details about a exact lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Grand Rapids, Ohio

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Grand Rapids, Ohio are taken out easily. The interest rate is dependent on the customer's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Northpointe Bank help issue a loan in Grand Rapids, Ohio?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Grand Rapids, oh will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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Ameriprise Financial Services, Inc.

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Asset Brokers & Loans

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ATM (Huntington National Bank)

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4Front Credit Union

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Independent Bank

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