Welcome to Our Online Loan Referral Service

3.4 10 reviews

3090 Plainfield Ave NE, Grand Rapids, MI 49505, USA
+1 (616) 447-0900
www.independentbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1997-10-14

Mailing Address

Company Name

Contact Data

Feedback about Independent Bank?

Here you read the feedback of our customers.

Customer for 17 years, have always had a good service.

Magnolia Sipes

Very unprofessional staff.

Prof. Amparo Sipes II

We have been using this place for years.

Dr. Kirk Ledner

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Grand Rapids, Ohio

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Grand Rapids, Ohio are taken out easily. The interest rate is dependent on the client's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Independent Bank help take out a loan in Grand Rapids, Ohio?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Grand Rapids, Ohio. The company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Grand Rapids, Michigan

Genisys Credit Union

4416 Dixie Hwy, Waterford Twp, MI 48329, USA

+1 (248) 618-8065

www.genisyscu.org

Kroger Money Services

2060 Dix Hwy, Lincoln Park, MI 48146, USA

+1 (313) 386-7189

moneyservices.kroger.com

ChoiceOne Bank

83 W Nepessing St, Lapeer, MI 48446, USA

+1 (810) 245-2950

www.choiceone.com

Huntington Bank

3900 US-10, Ludington, MI 49431, USA

+1 (231) 907-4020

www.huntington.com

Frankenmuth Credit Union Birch Run Main Branch

8131 Main St, Birch Run, MI 48415, USA

+1 (989) 497-1600

www.frankenmuthcu.org

Approved Cash Advance

1525 Michigan Ave W # 31, Battle Creek, MI 49037, USA

+1 (269) 964-7257

www.approvedcashadvance.com

Chemical Bank

102 W Main St, Belding, MI 48809, USA

+1 (616) 794-2100

Edward Jones - Financial Advisor: John Tredway

806 S Garfield Ave Suite B, Traverse City, MI 49686, USA

+1 (231) 932-1290

www.edwardjones.com

The State Bank

8412 Main St, Birch Run, MI 48415, USA

+1 (989) 624-6280

www.thestatebank.com

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