Welcome to Our Online Loan Referral Service

3 40 reviews

19770 Harper Ave, Harper Woods, MI 48225, USA
+1 (586) 772-6330
www.christianfinancialcu.com
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
11AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–6PM
Saturday
9:30AM–1:30PM

Domain Info

Created Date

1998-02-26

Mailing Address

18441 Utica Road, Roseville, MI, 48066, United States

Company Name

Information Systems

Christian Financial Credit Union

Contact Data

[email protected]

+1.5867726330

Feedback about Christian Financial Credit Union?

Here you see the reviews of our clients.

Long lines but good service and great loans

Ismael Barton

Awesome service from the branch manager Erica!

Ms. Hailie Fritsch MD

This location is slow at times but the staff is extremely friendly.

Prof. Allan VonRueden PhD

Pay Attention

Above-specified info offers the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Harper Woods, Michigan

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is easy and quick to take out payday loans in Harper Woods, Michigan. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Christian Financial Credit Union help take out a loan in Harper Woods, Michigan?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Harper Woods, mi will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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