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4.8 191 reviews

3192 W Carleton Rd, Hillsdale, MI 49242, USA
+1 (517) 437-3676
www.american1cu.org
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM

Domain Info

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Mailing Address

Company Name

Contact Data

What people think about American 1 Credit Union?

Below you see some of the opinions of our clients.

Helped me apply for a loan without any problems. Great people, and pretty fast service!

Joannie Schimmel

Just want to give a shout out to Amanda working in loans in the Hillsdale office....five star service!

Jamir Becker

The interest rate on my loan couldn’t be beat! Thanks for processing the paperwork so quickly.

Martina Corkery

Pay Attention

The previous three items describe a certain company. But below you can find common details about payday loans.

Payday Loans in Hillsdale, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Hillsdale, New York is are easy to get. The APR is specific for each borrower and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can save clients who have poor credit scores or have no credit score. But we recommend you that as with any debt you should only think about applying for a payday loan if you are sure that you can afford payments on scheduled.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Hillsdale, Michigan

Wizebuys PawnBrokers Outlet

2928 E Highland Rd, Highland Charter Twp, MI 48356, USA

+1 (248) 889-4888

pawnshophighlandmi.com

Best Financial Credit Union

1888 E Sherman Blvd, Muskegon, MI 49444, USA

+1 (231) 733-1329

www.bestfcu.org

ATM (Fifth Third Bank)

200 S Riverside Ave, St Clair, MI 48079, USA

+1 (810) 329-2244

locations.53.com

Flagstar Bank

2829 Niles Ave, St Joseph, MI 49085, USA

+1 (269) 983-6687

www.flagstar.com

Walmart Money Center

101 S Tolbert Dr, Three Rivers, MI 49093, USA

+1 (269) 273-7820

www.walmart.com

Chemical Bank

127 Main St, Lake City, MI 49651, USA

+1 (231) 839-4328

Vibe Credit Union

6580 Dixie Hwy, Village of Clarkston, MI 48346, USA

+1 (248) 735-9500

www.vibecreditunion.com

Express Payday Advance

24960 W Outer Dr, Lincoln Park, MI 48146, USA

+1 (313) 382-8200

www.lincolnparkpaydayloans.com

Citizens State Bank-Ontonagon

501 E River St, Ontonagon, MI 49953, USA

+1 (906) 884-4165

www.csbont.com

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