Welcome to Our Online Loan Referral Service

2.9 13 reviews

637 S Main St, Lapeer, MI 48446, USA
+1 (810) 664-9986
www.choiceone.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1996-04-26

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

choiceone.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about ChoiceOne Bank?

Here you grapple with the reviews of our clients.

She is always recommending services to make my experience better.

Ms. Lorna Padberg DVM

I am very satisfied with the support & service I get at Lakestone Bank & Trust.

Garett Olson

Always an honest answer from Liz, even if it cost her a customer.

Aditya Lueilwitz

Awesome worship experience!!!

Delphia Reynolds

A wonderful worship experience

Mr. Madisen Johnson

I love my church.They have lots of things for,youth,teeens,adults,and elderly.

Toy Wilkinson

The price definitely reflects the service and the quality of the cars!!

Johathan Witting

No oil change and tire rotation due sticker in my top left window.

Lavada Ratke

Great place great people our sales guy John Clark was Great.

Miss Rebekah Kerluke III

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Lapeer, Michigan

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Lapeer, Michigan is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will ChoiceOne Bank help take out a payday loan in Lapeer, Michigan?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Lapeer, mi will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

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