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3.2 16 reviews
Loan agency in Livonia, Michigan

29235 Six Mile Rd, Livonia, MI 48152, USA
+1 (734) 261-2318
www.ccfi.com
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–8PM
Saturday
8AM–5PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Feedback about CheckSmart?

Here you grapple with the reviews of our customers.

Ok place if you need some quick cash to get by until your next payday.. The people in the office are really friendly which why I'm giving it at least two stars. But do …

Mr. Kian Okuneva II

The staff is friendly & courteous.

Prof. Monica Erdman

Places like this charge way to much money to cash checks.

Lavern Zemlak

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Livonia, New York

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and quick to take out payday loans in Livonia, New York. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will CheckSmart help issue a loan in Livonia, New York?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Livonia, New York. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Livonia, Michigan

Chase Bank

1121 S State Rd, Davison, MI 48423, USA

+1 (810) 742-4686

locator.chase.com

Fifth Third Bank & ATM

31125 Beck Rd, Novi, MI 48377, USA

+1 (248) 624-4534

locations.53.com

Principal Financial

8375 Freeland Ave SW, Byron Center, MI 49315, USA

+1 (616) 928-0562

www.principal.com

Huntington Bank

23195 Greenfield Rd, Southfield, MI 48075, USA

+1 (248) 799-9655

www.huntington.com

Lake-Osceola State Bank

217 S Chestnut St, Reed City, MI 49677, USA

+1 (231) 832-0022

www.losb.com

Members First Credit Union

201 E 7th St, Evart, MI 49631, USA

+1 (855) 835-6328

www.mfcu.net

Advance America

5169 Harvey St Ste. E, Norton Shores, MI 49444, USA

+1 (231) 798-4370

www.advanceamerica.net

Edward Jones - Financial Advisor: Todd M Bennett, AAMS®|CRPC®

525 Warwick Dr Suite C, Alma, MI 48801, USA

+1 (989) 463-3252

www.edwardjones.com

Advance America

850 W Sharon Ave Ste. 9, Houghton, MI 49931, USA

+1 (906) 482-0476

www.advanceamerica.net

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