Welcome to Our Online Loan Referral Service

5 reviews

400 Ashman St, Midland, MI 48640, USA
+1 (989) 492-7500
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12PM

What people think about 1st State Bank?

Below you find some of the reviews of our customers.

I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other way out. I came across this site on the Internet. Other lender charged sky high rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I requested.

Dr. Sylvester Buckridge I

I recommend 1st State Bank to every person who need extra funds. I’ve been using them for 4th time. Always amazing service!

Martine Durgan

Good service with competitive rates. They money within 2 hours, as I expected. I will use 1st State Bank again if I need temporary help.

Camille Senger

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Midland, Pennsylvania

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Midland, Pennsylvania is are easy to access. The interest rate is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments as agreed in the contract.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Midland, Michigan

Thrivent Financial

36111 Beier St, Richmond, MI 48062, USA

+1 (810) 543-2136

www.thrivent.com

Eastern Michigan Bank

3061 Krafft Rd, Fort Gratiot Twp, MI 48059, USA

+1 (810) 966-2281

www.emb.bank

State Savings Bank Loan Center

527 Main St, Frankfort, MI 49635, USA

+1 (231) 352-5347

www.ssbankmi.com

Adventure Credit Union

6250 S Cedar St #14, Lansing, MI 48911, USA

+1 (800) 323-2129

www.adventurecu.org

Northpointe Bank

320 120th Ave #100, Holland, MI 49424, USA

+1 (616) 392-2850

www.northpointe.com

ELGA Credit Union Saginaw

2686 McLeod Dr N, Saginaw, MI 48604, USA

+1 (810) 715-3542

www.elgacu.com

Edward Jones - Financial Advisor: Barry W Cronin, AAMS®

451 N State St Ste 1, Caro, MI 48723, USA

+1 (989) 672-0142

www.edwardjones.com

TIAA Financial Services

333 Bridge St NW Suite 110, Grand Rapids, MI 49504, USA

+1 (800) 842-4551

locations.tiaa.org

Check `n Go

1111 Washington Ave, Holland, MI 49423, USA

+1 (616) 395-3000

locations.checkngo.com

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