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What people think about First State Bank?
Below you find some of the testimonials of our customers.
Interest too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…
Emil Grant
I was accepted for $400 for a period of 5 days. In the end, I had to pay twice as much with all the commissions charged.
Prof. Hassie Feil II
I took loans from First State Bank 3 times. Previously it was ok. Last time they said I was eligible. Promised the funds would be in my account within 9 hours. It’s been three days – no money. They do not answer emails. Why???
Prof. Toby Boyle
Important
The previous three items charactirize a peculiar company. But below you can find general data about payday loans.
Payday Loans in New Baltimore, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is simple and fast to get accepted for payday loans in New Baltimore, New York. The APR will be set specifically for each consumer and will depend on the personal information the consumer entered.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can rescue people who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only consider applying for a cash advance if you are certain that you can make payments without delays.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in New Baltimore, Michigan
Christian Financial Credit Union
19770 Harper Ave, Harper Woods, MI 48225, USA
+1 (586) 772-6330
www.christianfinancialcu.com
OneMain Financial
5700 Beckley Rd e, Battle Creek, MI 49015, USA
+1 (269) 979-3082
www.onemainfinancial.com
Genisys Credit Union
2445 Union Lake Rd, Commerce Charter Twp, MI 48382, USA
+1 (248) 363-3539
www.genisyscu.org
Community Financial Credit Union
6355 N Canton Center Rd, Canton, MI 48187, USA
+1 (877) 937-2328
www.cfcu.org
