Welcome to Our Online Loan Referral Service

4 reviews

2215 E Mitchell Rd, Petoskey, MI 49770, USA
www.baywindsfcu.com

Domain Info

Created Date

2001-04-12

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

1.5707088786

Feedback about Bay Winds Federal Credit Union?

Here you read the feedback of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Bay Winds Federal Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Marlene Padberg

Bay Winds Federal Credit Union applied for a payday loan secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Ali Hodkiewicz

Money was urgently required. I left an online application in Bay Winds Federal Credit Union. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was transferred to my card.

Dr. Soledad Herzog IV

I suffered a displeasing situation in my life. I urgently needed extra funds. This company helped out me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Celia Pacocha

Pay Attention

Lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Petoskey, Michigan

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Petoskey, mi. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Bay Winds Federal Credit Union help take out a payday loan in Petoskey, Michigan?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Petoskey, mi will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Petoskey, Michigan

First Bank Upper Michigan

500 S Stephenson Ave, Iron Mountain, MI 49801, USA

+1 (906) 774-7900

www.first-bank.com

Flagstar Bank

5151 Corporate Dr, Troy, MI 48098, USA

+1 (248) 312-5400

www.flagstar.com

Huntington Bank

1138 3 Mile Rd, Sault Ste. Marie, MI 49783, USA

+1 (906) 259-6063

www.huntington.com

Huntington Bank

186 S Main St, Plymouth, MI 48170, USA

+1 (734) 459-7800

www.huntington.com

ADVANCE CREDIT FUNDING CORP

721 Cornell Rd, Ypsilanti, MI 48197, USA

+1 (734) 929-3800

www.advancecredit.com

Huntington Bank

301 S State St, Big Rapids, MI 49307, USA

+1 (231) 527-4200

www.huntington.com

Huntington Bank

4300 W Main St, Kalamazoo, MI 49006, USA

+1 (269) 343-8511

www.huntington.com

Mercantile Bank of Michigan

1990 N St Helen Rd, St Helen, MI 48656, USA

+1 (989) 389-1311

www.mercbank.com

West Michigan Credit Union

316 Care Center Dr, Manistee, MI 49660, USA

+1 (800) 442-4576

westmichigancu.com

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