Welcome to Our Online Loan Referral Service

3 4 reviews

321 Main St, St Joseph, MI 49085, USA
+1 (269) 982-4175
www.edgewaterbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2011-05-27

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Edgewater Bank?

Here you get acquainted with the reviews of our customers.

I trusted Edgewater Bank when it was necessary to get a payday loan. I filled in an application quickly. No issues.

Ernestina Cronin

Edgewater Bank seemed to me the fair. At least no insurance and extra commissions. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Mr. Erich Kuvalis

Edgewater Bank is quite reliable, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on time. The employees in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Miss Holly Moore

Not the first time I use Edgewater Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when funds is urgently needed.

Prof. Aliya Jakubowski

I took out a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One denied, the other offered too high a interest rate, but here it was approved as I wanted.

Sam Bartell

Edgewater Bank is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on due date. The employees in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Lourdes Sauer

Not the first time I use Edgewater Bank. The service is competent. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.

Armando Zulauf

Pay Attention

Above-defined info provides the details about a definite lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Saint Joseph, Tennessee

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Saint Joseph, Tennessee is taken out easily and fast. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Edgewater Bank help issue a loan in Saint Joseph, Tennessee?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Saint Joseph, tn will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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