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Loan agency in Troy, Michigan

201 W Big Beaver Rd #125, Troy, MI 48084, USA
+1 (248) 689-9838
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Feedback about Commercial Loans?

Here you get acquainted with the reviews of our customers.

I took out a loan from Commercial Loans 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Gideon Farrell

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the charges.

Thad Runte

For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.

Ron Gislason

I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Prof. Antonio Nolan PhD

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Troy, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Troy, New York is taken out simply and fast. The interest percentage is defined respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Commercial Loans help take out a loan in Troy, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Troy, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Troy, Michigan

Approved Cash

26340 Plymouth Rd, Redford Charter Twp, MI 48239, USA

+1 (313) 937-1401

approvedcashadvance.com

Old National Bank

161 Monroe Ave NW, Grand Rapids, MI 49503, USA

+1 (616) 552-6639

www.oldnational.com

ChoiceOne Bank

590 E Division St NE, Rockford, MI 49341, USA

+1 (616) 887-7366

www.choiceone.com

Advance America

1925 W Washington St Ste B, Greenville, MI 48838, USA

+1 (616) 225-8265

www.advanceamerica.net

Check `n Go

2695 Henry St # D, Muskegon, MI 49441, USA

+1 (231) 755-5055

locations.checkngo.com

ATM (Huntington National Bank)

5745 Byron Center Ave SW, Wyoming, MI 49519, USA

www.huntington.com

Urban Bad Credit Loans

4366 28th St SE, Kentwood, MI 49512, USA

+1 (616) 300-2813

urbanbcl.com

GreenStone Farm Credit Services

7597 Mackinaw Trail, Cadillac, MI 49601, USA

+1 (231) 775-1361

www.greenstonefcs.com

Huntington Bank

3030 Union Lake Rd, Commerce Charter Twp, MI 48382, USA

+1 (248) 360-4800

www.huntington.com

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