Domain Info
Created Date
2005-06-19
Mailing Address
4191 2ND ST S, SAINT CLOUD, MN, 56301-3761, United States
Company Name
Stearns Bank National Association
Stearns Bank National Association
Feedback about Stearns Bank Equipment Finance Division?
Here you grapple with the reviews of our customers.
Top notch staff and service is second to none!!!
Ed Waters Jr.
Company is very unprofessional to work with.
Clotilde Gleason PhD
Do not do business with these people unless you FEES FEES FEES
Brianne Bins III
Got some ridiculous black Friday deals and the staff was really friendly.
Bethany Weber
When having a piece of furniture loaded, the dude was not careful at all.
Adell Davis
Found some great pieces at reasonable prices and got a senior discount, too.
Ignacio Cole
This month we received a collection notice stating we never paid.
Herman Boehm
Hands down, this was the worst customer service we have ever experienced.
Kamille Schultz
I called the office a few times, and no response.
Adell Bradtke
Any questions I had were answered quickly.
Mr. Elroy Labadie I
Judy is great to work with.
Gerhard Smith
Pay Attention
The first three points show the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.
Payday Loans in Albany, New York
Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
This financial product in Albany, New York is issued easily and quickly. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.
APR
25% small loan cap
How will Stearns Bank Equipment Finance Division help take out a payday loan in Albany, New York?
- Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to attend any department.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
- Fast and high approval percentage. The positive answer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then you should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Albany, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.
The following common points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.
APR Calculator
Other Payday Lenders in Albany, Minnesota
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Hiway Credit Union - Administration Building
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www.hiway.org
U.S. Bank ATM - Saint Anthony - Apache
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usbank.com
Target Credit Union
1000 Nicollet Mall, Minneapolis, MN 55403, USA
+1 (800) 388-7000
www.targetcu.org
