Welcome to Our Online Loan Referral Service

3.3 38 reviews

500 13th St, Albany, MN 56307, USA
+1 (800) 247-1922
stearnsbank.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

2005-06-19

Mailing Address

4191 2ND ST S, SAINT CLOUD, MN, 56301-3761, United States

Company Name

Stearns Bank National Association

Stearns Bank National Association

Contact Data

[email protected]

+1.3202536607

+1.3202533051

Feedback about Stearns Bank Equipment Finance Division?

Here you grapple with the reviews of our customers.

Top notch staff and service is second to none!!!

Ed Waters Jr.

Company is very unprofessional to work with.

Clotilde Gleason PhD

Do not do business with these people unless you FEES FEES FEES

Brianne Bins III

Got some ridiculous black Friday deals and the staff was really friendly.

Bethany Weber

When having a piece of furniture loaded, the dude was not careful at all.

Adell Davis

Found some great pieces at reasonable prices and got a senior discount, too.

Ignacio Cole

This month we received a collection notice stating we never paid.

Herman Boehm

Hands down, this was the worst customer service we have ever experienced.

Kamille Schultz

I called the office a few times, and no response.

Adell Bradtke

Any questions I had were answered quickly.

Mr. Elroy Labadie I

Judy is great to work with.

Gerhard Smith

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Albany, New York

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Albany, New York is issued easily and quickly. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Stearns Bank Equipment Finance Division help take out a payday loan in Albany, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Albany, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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