Feedback about First Farmers & Merchants Bank?
Here you read the reviews of our customers.
I contacted First Farmers & Merchants Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?
Prof. Jamil Purdy IV
I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.
Javier Treutel
I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.
Mercedes Jones
High interest rate. When paying back a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.
Vita King
I issued a loan from First Farmers & Merchants Bank 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller loan.
Ms. Kayli Price IV
Pay Attention
The first three points specify the certain lending company. In other turn, below-defined info makes readers grapple with general information about payday loans.
Payday Loans in Brownsdale, Minnesota
A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.
Such financial products as payday loan in Brownsdale, Minnesota is issued easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will First Farmers & Merchants Bank help take out a loan in Brownsdale, Minnesota?
- Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.
What data to fill out in the application? - General Info
To leave an application, every customer should fill out the following data:
Then you should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Brownsdale, Minnesota. The company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the loan.
APR Calculator
Other Payday Lenders in Brownsdale, Minnesota
Stearns Bank N.A. - Pine City
600 Hillside Ave SW, Pine City, MN 55063, USA
+1 (320) 629-6713
www.stearnsbank.com
Star Bank Eden Prairie
250 Prairie Center Dr, Eden Prairie, MN 55344, USA
+1 (952) 358-2265
www.starbank.net
Edward Jones - Financial Advisor: Pat Chapman, AAMS®
205 Jefferson St SE, Hutchinson, MN 55350, USA
+1 (320) 587-4900
www.edwardjones.com
Affinity Plus Federal Credit Union
2750 E Snelling Ser Dr, Roseville, MN 55113, USA
+1 (800) 322-7228
www.affinityplus.org
Two Harbors Federal Credit Union
801 11th St, Two Harbors, MN 55616, USA
+1 (218) 834-2266
www.thfcu.org
Northwoods Credit Union - Stanley
902 Stanley Ave, Cloquet, MN 55720, USA
+1 (218) 879-4181
www.northwoodscu.org
Wells Fargo Drive-Up Bank
43 3rd Ave SW, Forest Lake, MN 55025, USA
+1 (651) 205-5728
www.wellsfargo.com
