Domain Info
Created Date
1997-01-23
Mailing Address
Minnesota, United States
Company Name
First Alliance Credit Union
First Alliance Credit Union
Contact Data
Feedback about First Alliance Credit Union - ATM?
Here you get acquainted with the feedback of our clients.
I contacted First Alliance Credit Union - ATM 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?
Prof. Brennan Hintz
I tried to borrow money from First Alliance Credit Union - ATM. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Yoshiko Mohr I
100% sleeky service. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.
Ted Nicolas
Disappointed! Was denied to take out $1,000. Only $400 was approved.
Mr. Francisco Feil
I issued cash advance from First Alliance Credit Union - ATM 2 times. Paid off successfully, and wanted to issue more, but they approved a smaller amount.
Lucio Quigley
Pay Attention
Further there will be presented the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.
Payday Loans in Byron, New York
According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.
It is simple and fast to take out payday loans in Byron, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.
APR
25% small loan cap
How will First Alliance Credit Union - ATM help take out a loan in Byron, New York?
- 24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should enter the following data:
Then a customer should submit an application to get a proposal from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Byron, ny review this circumstance not a hindrence to issue a loan. The borrower of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on time and not only cope with current difficulties, but improve the credit score.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Byron, Minnesota
Edward Jones - Financial Advisor: Kirk B Boyum, AAMS®
40 16th St SE Ste A, Rochester, MN 55904, USA
+1 (507) 289-4500
www.edwardjones.com
Affinity Plus Federal Credit Union
1500 Birchmont Dr NE #45, Bemidji, MN 56601, USA
+1 (800) 322-7228
www.affinityplus.org
MidCountry Bank (Lobby & Drive-Thru Open)
6505 Cahill Ave E, Inver Grove Heights, MN 55076, USA
+1 (651) 455-1553
www.midcountry.bank
The State Bank of Faribault
428 Central Ave N, Faribault, MN 55021, USA
+1 (507) 332-7401
www.tsbf.com
