Welcome to Our Online Loan Referral Service

5 reviews

240 North Rd, Cloquet, MN 55720, USA
+1 (218) 878-5999
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM

What people think about Woodlands National Bank?

Below you see some of the testimonials of our clients.

I tried to borrow money from Woodlands National Bank. They declined me. Why then say they approve everyone even those with poor credit?? Bad service. Later, got many mails with an offer to take out a loan. I do not recommend this service.

Chelsey Morar PhD

I took loans from Woodlands National Bank 2 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 5 hours. It’s been 2 days – no funds. They do not answer emails. Why???

Dr. Raven Donnelly MD

This company is a fraud. I will never use again. $30 goes towards loan and you keep $80 for interest.

Clovis Legros

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Cloquet, Minnesota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your temporary financial difficulties in Cloquet , Minnesota because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a cash advance if you are assured that you can afford payments on scheduled.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the real cost of the payday loan immediately.

APR Calculator

Other Payday Lenders in Cloquet, Minnesota

U.S. Bank Branch

401 County Rd 42 E, Burnsville, MN 55306, USA

+1 (952) 898-2235

locations.usbank.com

Wolters Kluwer Financial Services

6815 Saukview Dr, St Cloud, MN 56303, USA

+1 (320) 251-3060

www.wolterskluwerfs.com

Heartland Home Loans

13433 Fenway Blvd Ct N, Hugo, MN 55038, USA

+1 (651) 653-9191

www.heartlandhl.com

BankCherokee

607 Smith Ave S, St Paul, MN 55107, USA

+1 (651) 227-7071

www.bankcherokee.com

Minnesota Housing Finance Agency

400 Wabasha St N UNIT 400, St Paul, MN 55102, USA

+1 (651) 296-7608

www.mnhousing.gov

Bell Bank

920 Lake Ave, Detroit Lakes, MN 56501, USA

+1 (218) 844-3000

www.bell.bank

Rychley Tax & Financial Services

25 N Lake St N Ste 210, Forest Lake, MN 55025, USA

+1 (651) 464-8681

www.rychleyfinancial.com

Al's Check Cashing (Blaine)

1434 93rd Ln NE, Blaine, MN 55449, USA

+1 (763) 785-2274

www.alscheckcashing.com

Northwestern Mutual Financial Network

44 Good Counsel Dr, Mankato, MN 56001, USA

www.northwesternmutual.com

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