Welcome to Our Online Loan Referral Service

4 2 reviews

51 2nd St SE, Deer River, MN 56636, USA
+1 (218) 246-8777
www.drccu.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2004-12-21

Mailing Address

Minnesota, United States

Company Name

Deer River Cooperative Credit Union

Deer River Cooperative Credit Union

Contact Data

Feedback about Deer River Co-Op Credit Union?

Here you read the reviews of our customers.

I issued $300 for several days. When the payday loan was returned, they applied a huge fees, I had to pay almost $400.

Prof. Marques Hegmann

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Prof. Celine Legros

Pay Attention

Above-defined info offers the details about a exact lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Deer River, New York

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Deer River, New York are issued problem-free. The interest percentage is dependent on the customer's personal data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

25% small loan cap

How will Deer River Co-Op Credit Union help take out a loan in Deer River, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Cash advance in Deer River, New York may help level up your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Deer River, Minnesota

Alliance Bank

840 Technology Dr, Red Wing, MN 55066, USA

+1 (651) 388-6001

www.alliancebanks.com

First National Bank-Elk River

13785 Rogers Dr, Rogers, MN 55374, USA

+1 (763) 241-9616

elkriver.bank

Sterling State Bank

4200 Badger Hills Dr NW, Rochester, MN 55901, USA

+1 (507) 282-1845

www.sterlingstate.bank

Citizens Bank Minnesota

18476 Kenrick Ave #9288, Lakeville, MN 55044, USA

+1 (952) 469-1919

www.citizensmn.bank

First National Bank of Waseca

101 N State St, Waseca, MN 56093, USA

+1 (507) 835-2740

www.fnbwaseca.com

North Shore Federal Credit Union

122 W Hwy 61, Grand Marais, MN 55604, USA

+1 (218) 387-1312

www.northshorefcu.org

First Resource Bank

7449 Village Dr, Lino Lakes, MN 55014, USA

+1 (651) 785-9320

www.myfrbank.com

Hampton Ridge Financial

1650 W College Dr #104, Marshall, MN 56258, USA

+1 (866) 815-4448

hamptonridgefinancial.com

Stearns Bank N.A. - Albany

140 5th St, Albany, MN 56307, USA

+1 (320) 845-2151

www.stearnsbank.com

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