Domain Info
Created Date
2004-12-21
Mailing Address
Minnesota, United States
Company Name
Deer River Cooperative Credit Union
Deer River Cooperative Credit Union
Contact Data
Feedback about Deer River Co-Op Credit Union?
Here you read the reviews of our customers.
I issued $300 for several days. When the payday loan was returned, they applied a huge fees, I had to pay almost $400.
Prof. Marques Hegmann
I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.
Prof. Celine Legros
Pay Attention
Above-defined info offers the details about a exact lender. Below-defined info is oriented on shared information about payday loans.
Payday Loans in Deer River, New York
A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.
Payday loans in Deer River, New York are issued problem-free. The interest percentage is dependent on the customer's personal data: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.
APR
25% small loan cap
How will Deer River Co-Op Credit Union help take out a loan in Deer River, New York?
- 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then a customer should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A negative factor taken into account by financial institutions is called as bad credit history. But this drawback is not implied as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Cash advance in Deer River, New York may help level up your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Deer River, Minnesota
OneMain Financial
1015 Frontage Rd W #105, Owatonna, MN 55060, USA
+1 (507) 451-0751
www.onemainfinancial.com
Principal Financial Group 218 N State Street, Waseca MN
218 N State St, Waseca, MN 56093, USA
+1 (507) 774-9221
www.principal.com
AgCountry Farm Credit Services
907 Prairie Pines Dr, Fosston, MN 56542, USA
+1 (218) 435-1686
www.agcountry.com
Lake Community Bank
1964 Wayzata Blvd #9494, Long Lake, MN 55356, USA
+1 (952) 473-7347
www.lcbankmn.com
Thrivent Financial-Lutherans
120 S Main St, Pine Island, MN 55963, USA
+1 (507) 356-4009
www.thrivent.com
