Domain Info
Created Date
2011-10-22
Mailing Address
Minnesota, United States
Company Name
SPIRE Credit Union
SPIRE Credit Union
Contact Data
Feedback about SPIRE Credit Union - Elk River?
Here you get acquainted with the reviews of our clients.
I have always received great service!
Amiya Reichel
I truly do try to give people the benefit of a doubt.
Laisha Schuster
Most Spire employees are very personable.
Rebeca Abbott
Pay Attention
Above-specified info offers the details about a certain lender. Below-defined info is devoted to shared information about payday loans.
Payday Loans in Elk River, Minnesota
A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.
Such financial products as payday loan in Elk River, Minnesota is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a client will recieve.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
How will SPIRE Credit Union - Elk River help issue a loan in Elk River, Minnesota?
- Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill in the following data:
After filling out an application, submit it and get the decision.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Elk River, Minnesota. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit score into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.
APR Calculator
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Edward Jones - Financial Advisor: Thad Kusick, AAMS®
1700 17th St NW Suite 13, Austin, MN 55912, USA
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