PHH Home Loans Payday Loans Review - Excelsior, Minnesota

Organization owner?

19400 MN-7, Excelsior, MN 55331, USA

+1 (952) 470-2541

What people think about PHH Home Loans?

Below you see some of the reviews of our clients.

Applied for a payday loan second time. Got refused! No suggestion WHY! No explanation. Fishy service.

Alta Schaefer

Ridiculous APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady in the office was very disrespectful. Not recommended. Better consider another lender.

Lysanne Ferry

I took loans from PHH Home Loans 3 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 3 hours. It’s been three days – no money. They do not answer phone calls. Why???

Alexandria Schroeder

I got payday loan from PHH Home Loans twice. Paid back all my loans on schedule. Yesterday wanted to borrow more, but they approved me for only $500 ???

Mr. Broderick Brown

Important

Above there is information about a definite lender. Below you can review common characteristics of payday loans.

Payday Loans in Excelsior, Minnesota

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Excelsior, Minnesota. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.