What people think about PHH Home Loans?
Below you see some of the reviews of our clients.
Applied for a payday loan second time. Got refused! No suggestion WHY! No explanation. Fishy service.
Alta Schaefer
Ridiculous APR. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady in the office was very disrespectful. Not recommended. Better consider another lender.
Lysanne Ferry
I took loans from PHH Home Loans 3 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 3 hours. It’s been three days – no money. They do not answer phone calls. Why???
Alexandria Schroeder
I got payday loan from PHH Home Loans twice. Paid back all my loans on schedule. Yesterday wanted to borrow more, but they approved me for only $500 ???
Mr. Broderick Brown
Important
Above there is information about a definite lender. Below you can review common characteristics of payday loans.
Payday Loans in Excelsior, Minnesota
A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may become an easy and fast solution to a short-term problem in Excelsior, Minnesota. Loans from payday lenders can get you cash quickly. Your APR will depend on several factors.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Excelsior, Minnesota
North Shore Federal Credit Union
85 Outer Dr, Silver Bay, MN 55614, USA
+1 (218) 226-4401
www.northshorefcu.org
Edward Jones - Financial Advisor: Jana Scholl, AAMS®
80 W 4th St, Zumbrota, MN 55992, USA
+1 (507) 732-5499
www.edwardjones.com
Edward Jones - Financial Advisor: Jerrod Resseman
9020 Cahill Ave, Inver Grove Heights, MN 55076, USA
+1 (651) 493-9205
www.edwardjones.com
21st Century Bank
2335 Hwy 36 Service Rd Interchange, Building Suite 202, Roseville, MN 55113, USA
+1 (612) 900-2178
21stcb.com
Frandsen Bank & Trust
116 W Central St, Lonsdale, MN 55046, USA
+1 (507) 744-2361
www.frandsenbank.com
Edward Jones - Financial Advisor: Jon M Snodgrass, CFP®
158 Water St Ste 4, Northfield, MN 55057, USA
+1 (507) 663-0325
www.edwardjones.com
