First National Bank Payday Loans Review

4 3 reviews

Organization owner?

16 1st St SE, Fairfax, MN 55332, USA

+1 (507) 426-7242

Thursday

9AM–3PM

Friday

9AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

What people think about First National Bank?

Below you find some of the testimonials of our clients.

Wasted too much time with this company. They charge hidden fees! Illegit service

Dr. Madge Luettgen

Seek elsewhere!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my loan.

Penelope Effertz

Said I was accepted for a loan. Have been waiting 2 days, still no money I my account. I conclude it’s monkey business.

Michale Carroll

Ridiculous APR. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was terrible too. The lady on the phone was very rude. Not happy. Better search for another loan provider.

Kara Lockman

Seems a fraudulent company. They ask for too many sensitive details. I think it’s risky to submit such data [online|on the Internet. You’d better find another company.

Dorothy Sanford

This website is a rip off. I will never use again. $30 goes towards loan and you keep $84 for interest.

Jay Baumbach DDS

Important

The above-given information provides the details about a definite lending service. The information below is about common information about payday loans.

Payday Loans in Fairfax, Vermont

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to access in Fairfax, Vermont. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

18% APR small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get approved for such loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 30 seconds to become informative even before applying.