Welcome to Our Online Loan Referral Service

4.8 6 reviews

205 N Chestnut St #102, La Crescent, MN 55947, USA
+1 (507) 895-3700
www.altra.org
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Altra Federal Credit Union?

Here you see the reviews of our clients.

No matter how much asked for a payday loan. Constantly refused. No idea why?

Mr. Kenny Kunde Jr.

High interest rate. When paying back a payday loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Kenneth Moore

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Eladio Parker

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.

Prof. Jalon Kub DDS

I contacted Altra Federal Credit Union 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will receive the money. And instead of money, excuse me, contact the company in a month. Why?

Tatyana Baumbach

Pay Attention

Above-specified info provides the details about a definite lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in La Crescent, Minnesota

A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Payday loans in La Crescent, Minnesota are issued hassle-free. The interest rate depends on the client's personal data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Altra Federal Credit Union help issue a payday loan in La Crescent, Minnesota?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in La Crescent, mn will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in La Crescent, Minnesota

Edward Jones - Financial Advisor: Drew Schellpeper

1001 E Blue Earth Ave Suite B, Fairmont, MN 56031, USA

+1 (507) 238-4244

www.edwardjones.com

Sterling State Bank

1419 1st Ave SW, Austin, MN 55912, USA

+1 (507) 433-7325

www.sterlingstatebank.com

Edward Jones - Financial Advisor: Dan Engberg

17645 Juniper Path Suite 210, Lakeville, MN 55044, USA

+1 (952) 898-0464

www.edwardjones.com

Aaron Severson, Wings Financial - Mortgage

15025 Glazier Ave, Apple Valley, MN 55124, USA

+1 (952) 997-8393

www.wingsfinancial.com

Edward Jones - Financial Advisor: Mike Benz

26 N Broadway St, New Ulm, MN 56073, USA

+1 (507) 354-0017

www.edwardjones.com

Edward Jones - Financial Advisor: Neil P Greenwaldt

21308 John Milless Dr Ste 205, Rogers, MN 55374, USA

+1 (763) 432-6821

www.edwardjones.com

Wings Financial Credit Union

1804 7th St W Suite 100, St Paul, MN 55116, USA

+1 (952) 997-8000

www.wingsfinancial.com

First Community Credit Union

116 W Broadway, Climax, MN 56523, USA

+1 (218) 857-2315

www.myfccu.com

TruStar Federal Credit Union

703 1st St E, Park Rapids, MN 56470, USA

+1 (218) 237-8000

www.trustarfcu.com

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