Welcome to Our Online Loan Referral Service

4.6 8 reviews

316 Main St, La Crescent, MN 55947, USA
+1 (507) 895-4486
www.merchantsbank.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

1996-04-23

Mailing Address

Minnesota, United States

Company Name

Merchants Financial Group

Merchants Financial Group

Contact Data

What people think about Merchants Bank?

Below you find some of the opinions of our customers.

I tried to borrow funds from Merchants Bank. They rejected me. Why then say they approve everyone even those with bad credit?? Choose another lender. Later, got many mails with an offer to apply for a cash advance loan. I do not recommend this service.

Newell Bode

I took loans from Merchants Bank many times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 5 hours. It’s been 2 days – no funds. They do not answer emails. Why???

Felicity Kemmer IV

Applied for a loan second time. Got refused! No suggestion WHY! No clarification. Tricky lender.

Graciela Beatty Sr.

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in La Crescent, Minnesota

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in La Crescent, Minnesota. Loans from payday lenders can get you money quickly. Your APR will depend on several things.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

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