Domain Info
Created Date
1996-04-23
Mailing Address
Minnesota, United States
Company Name
Merchants Financial Group
Merchants Financial Group
Contact Data
What people think about Merchants Bank?
Below you find some of the opinions of our customers.
I tried to borrow funds from Merchants Bank. They rejected me. Why then say they approve everyone even those with bad credit?? Choose another lender. Later, got many mails with an offer to apply for a cash advance loan. I do not recommend this service.
Newell Bode
I took loans from Merchants Bank many times. Previously it was ok. Last time they said I was approved. Said the money would be in my account within 5 hours. It’s been 2 days – no funds. They do not answer emails. Why???
Felicity Kemmer IV
Applied for a loan second time. Got refused! No suggestion WHY! No clarification. Tricky lender.
Graciela Beatty Sr.
Pay Attention
Now you can read general characteristics of payday loans.
Payday Loans in La Crescent, Minnesota
A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in La Crescent, Minnesota. Loans from payday lenders can get you money quickly. Your APR will depend on several things.
APR
200%*
Max Loan
$350
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.
APR Calculator
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