Welcome to Our Online Loan Referral Service

4.7 3 reviews

201 E Marion St, Lake City, MN 55041, USA
+1 (651) 345-3373
www.lcfederal.com
Saturday
8:30AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM

Domain Info

Created Date

2000-04-21

Mailing Address

Company Name

Contact Data

Feedback about Lake City Federal Bank?

Here you grapple with the feedback of our clients.

The staff was so friendly and understanding especially with me.

Audie Vandervort

Every person treated me with such kindness.

Johnathan Dach IV

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Lake City, Pennsylvania

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are known as payday loans in Lake City, pa. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

6% APR small loan cap

How will Lake City Federal Bank help issue a payday loan in Lake City, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Lake City, Pennsylvania. The lending company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Lake City, Minnesota

First State Bank of Wyoming

26741 Felton Ave, Wyoming, MN 55092, USA

+1 (651) 462-7611

www.fsbwyoming.com

ACE Cash Express

2761 Winnetka Ave N, New Hope, MN 55427, USA

+1 (763) 546-0443

www.acecashexpress.com

Open Door Home Loans

2524 Hennepin Ave # A, Minneapolis, MN 55405, USA

+1 (612) 374-9907

Catholic United Financial Credit Union

1420 W St Germain St #101, St Cloud, MN 56301, USA

+1 (320) 251-3971

www.catholicunitedcu.org

TruStone Financial Credit Union

11121 Fountains Dr, Maple Grove, MN 55369, USA

+1 (800) 862-1998

trustonefinancial.org

TruStar Federal Credit Union

601 4th St, International Falls, MN 56649, USA

+1 (218) 283-2000

www.trustarfcu.com

New Market Bank

4719 Park Nicollet Ave SE #100, Prior Lake, MN 55372, USA

+1 (952) 440-5454

www.newmarketbank.com

American Federal Bank

101 E Johnson Ave, Warren, MN 56762, USA

+1 (218) 745-4271

www.americanfederalbank.com

Affinity Plus Federal Credit Union

120 E 2nd St, Winona, MN 55987, USA

+1 (800) 322-7228

www.affinityplus.org

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