Welcome to Our Online Loan Referral Service

4 6 reviews

1130 Whitewater Ave, St Charles, MN 55972, USA
+1 (507) 932-4610
www.merchantsbank.com
Thursday
8:30AM–5PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

1996-04-23

Mailing Address

Minnesota, United States

Company Name

Merchants Financial Group

Merchants Financial Group

Contact Data

Feedback about Merchants Bank?

Here you see the feedback of our clients.

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. Merchants Bank in Saint Charles seemed to me the most efficient.

Jeanie Parker

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Sienna Murray

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Chelsie Herman V

A good payday lender. The service quickly reviewed the application and deposited the funds to my bank account.

Virginie Hauck

I often take out a payday loan to a card in Merchants Bank. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Otis Harber Sr.

Pay Attention

Lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Saint Charles, Virginia

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Such financial products as payday loan in Saint Charles, Virginia is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Merchants Bank help issue a loan in Saint Charles, Virginia?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to take out a loan in Saint Charles, Virginia. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Saint Charles, Minnesota

The Bank of Elk River - Otsego Office

15800 88th St NE, Otsego, MN 55330, USA

+1 (763) 441-7700

www.thebankofelkriver.com

Edward Jones - Financial Advisor: Sander Ludeman, AAMS®

1400 S Riverfront Dr Suite 100, Mankato, MN 56001, USA

+1 (507) 385-0305

www.edwardjones.com

Northwoods Bank of MN

1200 1st St E, Park Rapids, MN 56470, USA

+1 (218) 732-7221

www.northwoodsbank.com

Heartland Payment Systems

14676 Jay St NW, Andover, MN 55304, USA

+1 (763) 607-0286

AgCountry Farm Credit Services

1022 Broadway St, Alexandria, MN 56308, USA

+1 (320) 763-3184

www.agcountry.com

Bank Midwest

33 N Main St, Sherburn, MN 56171, USA

+1 (507) 764-4311

www.bankmidwest.com

ATM Associated Bank

7001 Bass Lake Rd, New Hope, MN 55428, USA

+1 (800) 627-3999

www.associatedbank.com

Granite Falls Bank

702 Prentice St, Granite Falls, MN 56241, USA

+1 (320) 564-2111

www.granitefallsbank.com

Northland Capital Equipment Finance

333 33rd Ave S # 100, St Cloud, MN 56301, USA

+1 (320) 252-2122

www.northlandcapital.com

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