Direct Loan America Payday Loans Review

Organization owner?

7055 Turner Rd, Maple Plain, MN 55359, USA

+1 (763) 479-7117

What people think about Direct Loan America?

Below you find some of the reviews of our customers.

Freaking out APR. Had to pay really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Client service was disappoiting too. The lady on the phone was very rude. Not recommended. Better seek another loan provider.

Wade Bartoletti MD

Said I was accepted for a loan. Have been waiting 3 days, still no funds I my account. I suppose it’s fake.

Dr. Tyshawn Steuber

Said I was accepted for a cash advance loan. Have been waiting 4 days, still no money I my account. I suppose it’s scam.

Jovani Kihn

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Maple Plain, Minnesota

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is simple and speedy to get approved for payday loans in Maple Plain, Minnesota. The interest rate will be set individually for each client and will depend on the personal data the borrower provided.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other aspects. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.