Welcome to Our Online Loan Referral Service

5 2 reviews

161 Marie Ave E, West St Paul, MN 55118, USA
+1 (651) 451-8495
www.firstpacecu.com
Wednesday
10AM–5PM
Thursday
10AM–2PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–2PM

Domain Info

Created Date

2006-06-27

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, MN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about First Pace Credit Union?

Here you grapple with the feedback of our clients.

Thanks to the team of First Pace Credit Union. Quick solution of the arisen problems, quick decision on the loan. I definitely recommend this service.

Dr. Geraldine Rippin IV

It was necessary to enhance the credi score, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I contacted First Pace Credit Union. The rating improved after several loans paid back.

Teresa Sauer

The funds are transferred to my bank account. I cover obligations through my personal account. The payment is efficient and quick. Pay on time and there will be no issues.

Eudora Reichel

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or repaid ahead of schedule.

Myrtice Upton

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Percy Rohan DDS

Thanks to the employees for the reliable service. They assisted in difficult times. For application you only need an ID.

Felipa Watsica V

Pay Attention

Above-defined info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Saint Paul, Virginia

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Saint Paul, Virginia is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Pace Credit Union help take out a loan in Saint Paul, Virginia?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Saint Paul, va will estimate other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

American Bank of the North

221 North Main St, Biwabik, MN 55708, USA

+1 (218) 865-6345

www.ambnk.com

Altra Federal Credit Union

205 N Chestnut St #102, La Crescent, MN 55947, USA

+1 (507) 895-3700

www.altra.org

North American Banking Company

435 Hwy 96 W, Shoreview, MN 55126, USA

+1 (651) 766-4220

www.nabankco.com

American Bank of the North

301 2nd St, Bovey, MN 55709, USA

+1 (218) 245-1120

www.ambnk.com

FLCC Financing

1652 Greenview Dr SW Suite 120, Rochester, MN 55902, USA

+1 (507) 533-6600

www.flccfinancing.com

Frandsen Bank & Trust

415 Main St, Tower, MN 55790, USA

+1 (218) 753-6100

www.frandsenbank.com

Great River Federal Credit Union

1725 Pine Cone Rd S, Sartell, MN 56377, USA

+1 (320) 252-5393

www.greatriverfcu.org

Sentry Bank

2 County Rd 2 S, St Stephen, MN 56375, USA

+1 (320) 251-0902

www.mysentrybank.com

Old National Bank

1570 Concordia Ave Ste 100, St Paul, MN 55104, USA

+1 (612) 486-9760

www.oldnational.com

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